Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Hero Image
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Obala bb
Tivat | Tivat Municipality

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Niko Lakovic
Niko Lakovic
Presented At
$2,500,000
Bedrooms
2
Bathrooms
3
Living
2,659
SQFT
Stories 3
Air Conditioning
Elevator
Washer Dryer
Walk In Closet
Terrace
Garage
Parking
Balcony
Pool
Water View
Sea View
Mountain View
Privacy
Panoramic / Scenic View
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 1
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 2
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 3
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 4
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 5
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 6
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 7
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 8
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 9
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 10
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 11
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 12
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 13
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 14
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 15
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 16
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 17
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 18
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 19
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 20
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 21
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 22
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 23
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 24
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 25
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 26
Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 27
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Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. , Tivat , Tivat Municipality

Zeta 3bdr Penthouse, Porto Montenegro

Area: 247 m2 (147 m2 + 100 m2 terrace) Bedrooms: 2 Bathrooms: 2+1 Garage spaces: 2 Three-bedroom penthouse of 247 m2 with direct access to the rooftop pool in the Zeta building. The apartment consists of a spacious living room with a kitchen and access to a terrace covered by a pergola and a rooftop pool, three en suite bedrooms, a guest toilet with a l Area: 247 m2 (147 m2 + 100 m2 terrace) Bedrooms: 2 Bathrooms: 2+1 Garage spaces: 2 Three-bedroom penthouse of 247 m2 with direct access to the rooftop pool in the Zeta building. The apartment consists of a spacious living room with a kitchen and access to a terrace covered by a pergola and a rooftop pool, three en suite bedrooms, a guest toilet with a laundry room, access to another terrace with a sea view. The price includes two garage spaces and all built-in and movable furniture as well as white goods and technical equipment. CHARACTERISTICS Sea and mountain view 24-hour security and reception Shared swimming pool and gym in the building Close to all amenities (ATM, pharmacy, hair salon, day spa, store) … View more View less Penthouse Floors 3 Report

Gallery

3D Street View Tour

Map showing Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro.

Property Location

Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro., Tivat Tivat Municipality

Local Weather & Climate

Tivat, Tivat Municipality

Current Conditions Updated recently
54 °F
Overcast clouds
Feels Like 52°F
Humidity 82%
Wind 0 mph
Visibility 6.2 mi
Sunrise 6:02 AM
Sunset 3:54 PM
5-Day Forecast
Thu 29 Jan
Rain
High 53°
Low 52°
Fri 30 Jan
Rain
High 52°
Low 50°
Sat 31 Jan
Rain
High 53°
Low 48°
Sun 1 Feb
Clouds
High 55°
Low 46°
Mon 2 Feb
Clouds
High 48°
Low 43°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Tivat?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Tivat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $250,000,000 20% down ($50,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$21,482
$21,482/day
Your home may appreciate while you sleep
$150,790/week $653,424/mo $7,841,091/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$137.6M
vs
OWN 📈 +$195.1M
$195.1M Potential Equity
vs $137.6M lost to rent over 10 years
$50.0M Down Payment Growth
3.9x
10yr
$195.1M
8.1x
20yr
$404.0M
12.6x
30yr
$631.4M
Wealth Comparison
×1,503
Equivalent to 1,503 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $631.4M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $294.4M +18%
Market $340.5M +36%
Optimistic $392.9M +57%
$195.1M est. equity
20 Years
Conservative $346.7M +39%
Market $463.6M +85%
Optimistic $617.4M +147%
$404.0M est. equity
30 Years
Conservative $408.3M +63%
Market $631.4M +153%
Optimistic $970.2M +288%
$631.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Obala bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro features 2 bedrooms with 2,659 square feet of living space.
This property offers 2,659 square feet of living space.
This property is listed at $250,000,000, which equals $94020 per square foot.
Based on current market indicators, Tivat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Tivat, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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